Part ⅠReading Comprehension (40 scores)
Directions: There are four reading passages in this part. Each passage is followed by five questions or unfinished statements. For each of them there are four suggested answers marked A. B. C. and D. Choose the best answer to each question.
Insurance(保险) may be considered a game of risk in which individuals and businesses protect themselves their families and their property from possible losses resulting from unpredictable events such as storms, fires accidents and illnesses. The first rule of the game, devised centuries age is "share the risk" To play by this rule, many people take a small loss in place of one person's taking a large one.
It is a simple idea. An individual pays a small amount of money called a premium(保险费) to an agent who acts on behalf of an insurance company or underwriter, which holds the individual's premium and the premiums paid by thousands of others. The individual receives an insurance policy, if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual's premium, the premium paid by others who did not have losses, and money from the company's investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble(赌博) for the customer and the underwriter but it is built on the first rule of risk that : that losses are small when shared by many. （217 words）
1. Which of the following statements is TRUE?
A.Premium is a small amount of money you pay for your losses.
B.If an individual didn't have a loss, premium was not wasted. Because he didn't need to worry about unpredictable events.
C.An insurance agent holds premiums paid by the thousands.
D.The premium will be refund if an individual does not have a lose.
2. The money the insurance used to pay for an individual's loss comes from .
A.The premium paid by the person previously.
B.The insurance company's investment.
C.The premiums paid by other persons.
D.All of the above
3. the word "policy" in the 2nd paragraph most probably means __________.
A.a risk between individual and insurance company
B.a shared loss
C.an agreement between an individual and an underwriter
D.a rule made by the individual
4. Which of the following statements is NOT true?
A.The first rule of the game in insurance business was devised hundreds of years ago.
B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.
C.An individual who pays premium for a policy is insured by an insurance company.
D.An individual pays premium directly to an insurance company.
5. According to the passage, insurance company will protect individuals from the losses EXCEPT__________.
A. property B. fires C. accidents D. getting old
There are many ways of putting out a fire.
You may have seen people put out burning cigarettes by stepping on them. Stepping on a burning cigarette shuts off the air and puts out the fire.
Many fires are put out with water. Water cools the material that is burning. It helps smother (闷熄) a fire, too. Some of the water is changed into steam when it strikes the hot fire. The steam shuts off air from the fire and helps put it out.
Some fires cannot be put out with water. They have to be smothered with sand or with chemicals of some kind, such as those used in some fire extinguishers (灭火器).Suppose a tank full of gasoline is on the fire. Gasoline is lighter than water. If you poured water into the tank of gasoline, the water would sink to the bottom of the tank. The gasoline would float on top or water and would probably keep on burning. If you keep on putting water on the fire, the gasoline would flow over the edge of the tank. Then the fire would spred.
6. What are the major ways of putting out fires as mentioned in the passage?
A.With water and sand and chemicals
B.With water and sand and steam
C.With water and steam
D.With water and materials and chemicals
7. Water can put out fire because ______________.
A.water is cold and cool
B.water is the only way to put out a fire
C.water cools the material on fire and the steam shuts off air
D.water can be changed into steam
8. Gasoline fires cannot be put out with_____________.
A. sand B. water C. chemicals D. extinguisher
9. If you put water into the tank of gasoline___________.
A.gasoline would sink to the bottom of the tank
B.gasoline would be mixed with water
C.gasoline would float on the top of the water
D.water would not be fixed with the gasoline
10. The best title of the passage would be "___________".
A.Water and Fire
B.How to Put Out a Fire
C.Gasoline of Fire
D.Why Can Water Put Out Fire
A great French writer has said that we should help everyone as much as possible because we often need help ourselves.The small event can help the great. To this effect he tells the following story.
An ant was drinking at a small stream and fell in. She made desperate efforts to reach the side, but made no progress at all. The poor ant, almost exhausted, was still bravely doing her best when a dove saw her Moved with pity the bird threw her a blade of grass, which supported her like a raft (筏子)，and thus she reached the bank again. While she was resting and drying herself in the grass, she heard a man approaching. He was walking along barefooted and carrying a gun in his hand. As soon as he saw the dove, he wished to kill her, and he would certainly have done so but the ant bit him in the foot just as he raised his gun to fire. He stopped to see what had bitten him, and the dove immediately flew away.
It was an animal much weaker and smaller than herself that had saved her life.
11.According to the French writer, we often need help from others. Therefore we should_____.
A.help others as much as we can
B.help those who may be useful to us
C.get as much help as possible
D.help others iin order to keep alive
12. An ant fell in the stream and could not reach the side_____________.
A.because she did not try hard
B.because she tried too hard
C.because she did not to cry for help
D.no matter how hard she tried
13. Exhausted as she was, the ant_____________.
C.cried for help
D.went on trying
14. The ant finally got on the bank__________.
A.when the water pushed her
B.with the help of a blade of grass given by a dove
C.with the help of a piece of wood
D.when the dove reached a leg for her
15. The writer tells a story in order to show__________.
A.the dove is brave
B.the ant is clever
C.how an ant saved a dove
D.that even the small can help the great
One year, we had a spell of hot weather in early June and decided to spend the weekend at the seaside. I packed the suitcases and got the children ready to leave. When at last everything was in the car----children, dog, buckets and spades, boats, fishing-nets, balls and food.I sat down in the front seat, hot and tired and gradually revived in the pleasant, cool breeze as my husband drove towards the coast. For the first few miles I thought happily of sea and sand and peace. But not for long, the sky began to cloud over and by the time we arrived it was a leaden grey. We cooked supper and put the children to bed, hoping that the sun would shine next day.
Saturday was dismal and wet, with a cold wind, which reminded us sharply of winter, but we put on our raincoats and drove to the beach. It was deserted, apart from one woman who was exciting her dogs in wide, empty stretch of sand. We weren't so brave; we went back to our little holiday bungalow (平房) and sat round the fire playing indoor game. The following day was still chilly, wet and unfriendly and we were glad to go back to the comfort of home. (213 Words)
16. When did the writer and her husband decide to go to the seaside?
A.After a spell of hot weather in July
C.When everything was in their car.
D.When the weather was cooler.
17. What do you understand by buckets and spades?
A.Small buckets and spades for children
B.Large buckets and spades
C.Something for washing
D.Something for fresh water
18. When did the sky begin to cloud over?
A.After they had gone a few miles
B.As they arrived
C.After they had cooked supper
D.When the writer felt the cool breeze
19. Why did they play indoor games?
A.They enjoyed sitting round a fire in the open air.
B.Because there ws no one to play with on the beach
C.To keep themselves occupied
D.They were frightened of dogs
20. The word "chilly" means_________.
A. wet B. hot C. cold D. cloudy